Executive Summary
CryptoFather is an on-chain platform for participating in USDT (BEP-20) staking on BNB Smart Chain. All logic is automated by a smart contract: deposits, accruals, and payouts are executed by code without third-party involvement.
Key parameters: 3.33% daily ROI, 30-day income cycles, minimum deposit of 10 USDT. The referral program covers 20 levels with automatic payouts.
The platform is focused on transparency, self-custody, and a minimal entry threshold.
Project Mission
CryptoFather's mission is to make DeFi participation simple and transparent. Many users face confusing interfaces, hidden fees, and opaque logic. CryptoFather removes these barriers.
The platform offers a clear path: connect your wallet, make a deposit, receive daily income. No hidden conditions — everything is written in the contract code.
Target Audience
CryptoFather is designed for three categories of participants:
- Beginners: minimal entry threshold (10 USDT), simple interface, step-by-step onboarding.
- Experienced investors: transparent on-chain mechanics, verifiable transactions, predictable returns.
- Partners: 20-level referral system with automatic USDT payouts.
Core Principles
- Self-custody: your funds always remain under your control. The platform does not store private keys.
- Automation: all accruals, referral payouts, and cycles are managed by the smart contract.
- On-chain transparency: every transaction is public and verifiable on the blockchain.
- No personal data: no email, passwords, or personal information is collected.
Market Context
The DeFi market continues to grow, but users increasingly seek simple, verifiable solutions without intermediaries. Complex protocols with opaque logic are losing trust.
CryptoFather answers this demand: minimal actions to participate, full on-chain verifiability, clear income rules. Everything runs on BNB Smart Chain — one of the most affordable and fastest networks.
What is CryptoFather
CryptoFather is a web interface for interacting with a smart contract on BNB Smart Chain. The platform provides a convenient UI for managing deposits, tracking income, and working with the referral system.
The contract defines all the rules: accrual amounts, withdrawal conditions, referral percentages. The interface only displays data from the blockchain and sends transactions on behalf of the user.
Network & Asset
Network: BNB Smart Chain (BSC) — a fast, low-cost, widely supported blockchain network.
Asset: USDT (BEP-20) — a stablecoin pegged to the US dollar. All deposits and payouts are in USDT.
Gas: a small BNB balance is required for network transaction fees (gas).
Onboarding (Registration Without Registration)
There is no traditional registration in CryptoFather. The process is as simple as possible:
- Connect your wallet (MetaMask, Trust Wallet, or another Web3 wallet).
- The system automatically assigns you a unique ID.
- Activate your account with your first deposit — and you are in the system.
No emails, passwords, or personal data.
First Deposit
To start participating, you need to:
- Approve USDT: allow the smart contract to use your USDT (standard ERC-20 approve transaction).
- Confirm deposit: send a deposit (minimum 10 USDT) through the interface or directly via the contract.
After transaction confirmation on the network, the first 30-day income cycle starts automatically.
Income Mechanics
After making a deposit, the contract accrues 3.33% daily on the active deposit amount. Accruals happen automatically, without any action from the user.
Income accumulates on the balance within the contract. The user can withdraw it or reinvest at any time (subject to minimum thresholds).
30-Day Income Cycles
Each deposit activates a 30-day income cycle. During the cycle, daily accruals are added to your available balance.
At the end of the cycle, accruals stop. To continue, you need to make a new deposit or reinvest accumulated funds — this starts a new cycle.
Multiple active deposits can run in parallel, each with its own 30-day period.
Verifiability
All CryptoFather transactions are recorded on the BNB Smart Chain blockchain and available for verification via BscScan.
You can independently verify:
- Contract balance and transaction history
- Accrual and referral payout logic
- Verified contract source code
Minimum Thresholds
| Operation | Minimum |
|---|---|
| Deposit | 10 USDT |
| Withdraw | 5 USDT |
| Reinvest | 5 USDT |
Withdraw vs Reinvest
Income accumulated on your internal balance can be used in two ways:
- Withdraw: transfer USDT to your wallet. Minimum — 5 USDT. Funds come directly from the contract.
- Reinvest: reinvest income into a new 30-day cycle. Minimum — 5 USDT. This increases your accrual base.
20-Level Referral Model
CryptoFather implements a 20-level referral program. When a team member makes a deposit, the contract automatically distributes a percentage of the amount across the entire referral chain.
Payouts are in USDT, instant, and automatic — no applications, waiting, or manual confirmation.
The depth of available levels depends on your own deposit and number of direct partners.
Level Percentages
| Level | Percentage | Level | Percentage |
|---|---|---|---|
| L1 | 5% | L11 | 0.5% |
| L2 | 3% | L12 | 0.5% |
| L3 | 2% | L13 | 0.5% |
| L4 | 2% | L14 | 0.5% |
| L5 | 2% | L15 | 0.5% |
| L6 | 1% | L16 | 0.25% |
| L7 | 1% | L17 | 0.25% |
| L8 | 1% | L18 | 0.25% |
| L9 | 1% | L19 | 0.25% |
| L10 | 1% | L20 | 0.25% |
Distribution Example
Suppose a partner on your 1st level deposits 100 USDT. Distribution across the chain:
| Level | % | Payout |
|---|---|---|
| L1 (you) | 5% | 5.00 USDT |
| L2 | 3% | 3.00 USDT |
| L3 | 2% | 2.00 USDT |
| L4 | 2% | 2.00 USDT |
| L5 | 2% | 2.00 USDT |
| L6-L10 | 1% | 1.00 USDT (each) |
| L11-L15 | 0.5% | 0.50 USDT (each) |
| L16-L20 | 0.25% | 0.25 USDT (each) |
Level Unlock
To access deeper levels of the referral program, you must meet certain conditions:
| Levels | Min. Deposit | Direct Partners |
|---|---|---|
| L1-L3 | 20 USDT | 0 |
| L4-L6 | 50 USDT | 1 |
| L7-L10 | 100 USDT | 2 |
| L11-L15 | 100 USDT | 3 |
| L16-L20 | 200 USDT | 5 |
Why Unlock Matters
The level unlock system protects the platform's economy from inactive participants and incentivizes real engagement.
Without this mechanism, a single user could receive payouts from all 20 levels without any contribution to the system. Unlock ensures:
- Fair distribution of rewards
- Incentive to attract direct partners
- Protection against "empty" referrals
Dashboard
The CryptoFather personal dashboard displays all key information:
- Income: daily and total accumulated earnings
- Team: team size and investment volume
- Cycles: active and completed income cycles
- Levels: status of unlocked referral levels
- Balance: available balance for withdrawal or reinvestment
Community & Support
CryptoFather maintains an active community through several channels:
- In-dashboard chat
- Telegram channels and groups
- Contact page on the website
Support helps with technical questions, platform navigation, and explanation of contract mechanics.
Smart Contract & Transparency
The CryptoFather smart contract is verified and published on BscScan. Anyone can review the source code and verify the working logic.
BscScan — Contract Code BscScan — Transactions
Audit
The CryptoFather contract has undergone a security review. The report is available for review.
An audit does not guarantee the absence of all risks. It reduces the likelihood of critical vulnerabilities but does not eliminate risks entirely.
No Manual Control
There are no manual payouts in CryptoFather. All distributions — from daily accruals to referral bonuses — are executed automatically by the smart contract.
This eliminates the human factor: delays, errors, subjective decisions. The contract runs 24/7 without interruption.
Economic Sustainability
The CryptoFather model is based on the inflow of new deposits and reinvestments. This is important to understand when evaluating risks.
Growth scenario: with a stable inflow of participants, the system provides payouts and referral bonuses in full.
Slowdown scenario: if inflow decreases, payout availability may be limited by the contract balance.
The platform makes no promises about guaranteed returns. All payouts depend on the contract balance at the time of withdrawal.
Metrics
Key CryptoFather metrics are available on-chain and displayed in the dashboard:
| Metric | Value |
|---|---|
| Total Value Locked (TVL) | on-chain (BscScan) |
| USDT Distributed | on-chain (BscScan) |
| Active Participants | on-chain |
| Daily ROI | 3.33% |
Disclaimers
This document is not financial, investment, or legal advice.
Participation in DeFi projects involves risks, including but not limited to:
- Risk of deposit loss (partial or full)
- Risk of smart contract vulnerabilities
- Risk of changing market conditions
- Risk of regulatory actions in your jurisdiction
You bear full responsibility for your investment decisions. Only invest funds you can afford to lose.
User Security
Security recommendations:
- Never share your seed phrase — with anyone, including "support."
- Verify addresses — make sure you are interacting with the correct contract.
- Use bookmarks — save the official URL and only use it.
- Beware of phishing — do not follow links from unknown sources.
- Hardware wallets — for large amounts, using Ledger/Trezor is recommended.
Roadmap
| Quarter | Direction |
|---|---|
| Q1 | Platform launch, basic dashboard, referral system, community channels |
| Q2 | UX improvements, mobile optimization, expanded income analytics |
| Q3 | Video training, localization, expanded community tools |
| Q4 | Advanced metrics, partner integrations, support scaling |
Conclusion
CryptoFather is a platform built on three core values:
- Transparency: all logic is public, all transactions are verifiable on-chain.
- Self-custody: your keys — your funds. The platform does not store or control user assets.
- Clear UX: from wallet connection to income withdrawal — minimum steps, maximum clarity.
We believe that DeFi should be accessible to everyone. CryptoFather is a step in that direction.